Credit for industry companies
Production cycles and working capital. Submit your transaction for an individual assessment.
Segments
Structured credit for different business sectors
Explore the sectors in which Vertha reviews transactions and structures alternatives according to receivables, cash flow and credit profile.
Agribusiness
Cycles, contracts and seasonality.
Services
Business contracts and recurring revenue.
Healthcare
Completed services and documented receivables.
Construction
Supplies, services and payment cycles.
Retail
Completed sales and cash-flow management.
Logistics
Completed freight services, contracts and receivables.
Technology
B2B contracts, recurring revenue and documented services.
Energy
Contracts and receivables from completed transactions.
Credit for wholesale and distribution companies
Volume, turnover and B2B sales on payment terms. Submit your transaction for an individual assessment.
Credit for commerce companies
Business-to-business sales and verifiable receivables. Submit your transaction for an individual assessment.
Other business sectors
Structures and needs assessed individually.
How we assess
Every company has its own financial cycle and receivables structure.
Our analysis therefore starts with the underlying transaction rather than a standardised solution.
Advance funding against receivables from completed and documented business-to-business sales, subject to an assessment of the seller, the payer and the transaction.
Vertha considers the business activity, the origin and quality of the receivables, available documentation, the parties' track record and compliance with its credit policy.
The sectors presented here indicate areas open to review; they do not constitute a closed eligibility list. Some transactions require specialist assessment because of their structure, seasonality, contracts or evidence requirements.
Every transaction is subject to credit review, document validation, receivables eligibility, current policy and human approval. This content is not a promise of approval, pricing, timing or funding.
FAQ
Frequently asked questions
Which companies may request an assessment?
Companies from different sectors may submit transactions. The assessment considers the activity, receivables, documents, seller, payers and the current credit policy.
Does Vertha work with sales that have not yet been completed?
The focus described on this page is advance funding against receivables from completed and documented business-to-business sales.
Does an assessment guarantee approval?
No. Every transaction depends on credit review, document validation, receivables eligibility and human approval.
Let's evaluate your operation.
Request a credit analysis or talk to the institutional team. We will respond according to the credit policy and the operation profile.