VERTHACapital

Structured Corporate Credit with Collateral

Structures for working capital, investment and expansion, with assessment of cash flow, repayment capacity and applicable collateral.

Structured credit for needs that go beyond financing a completed sale. Not every capital need arises from a credit sale. Inventory, investment, seasonality, expansion and the balance between payments and collections may require a broader structure.

A solution built around the need. Vertha assesses the objective, cash flow, repayment capacity and assets that may support the transaction.

Potential combination. The structure may combine receivables with real or personal collateral, depending on the company's profile, purpose and risks.

What Vertha assesses. Financial position, cash generation, debt, purpose, documentation, collateral value and liquidity, coverage, legal risks and repayment structure.

How it works. Following the diagnosis, Vertha assesses feasibility, defines a potential structure and submits the transaction to the applicable credit and documentation approvals.

Present your company's need for an initial assessment.

Assess a secured transaction

Collateral does not equal approval and does not replace repayment capacity. Terms, limits, tenor and instruments depend on the assessment and transaction characteristics.

FAQ

Frequently asked questions

Which types of collateral may be considered?

The structure may assess receivables and real or personal collateral, depending on the asset, documentation, liquidity, coverage and transaction risks.

Does collateral replace credit assessment?

No. Repayment capacity, cash flow, debt, purpose and risks remain part of the assessment.

Which business needs may be considered?

Working capital, inventory, investment, seasonality and expansion may be assessed, always subject to policy and transaction feasibility.

Let's evaluate your operation.

Request a credit analysis or talk to the institutional team. We will respond according to the credit policy and the operation profile.